Terms & Conditions

Last Updated: October 31, 2025

Welcome to Koeul ("we", "our", "us"). These Terms & Conditions (“Terms”) govern your access to and use of our website, mobile app, and any related services (collectively, the “Service”).
By using the Service, you agree to these Terms.

1. Eligibility

You must be at least 16 years old to use the Service.
If you are under the age of majority in your region, you must have permission from a parent or legal guardian.

2. Use of the Service

You agree not to:

Copy or republish our content without permission.
Use our content for commercial purposes unless explicitly allowed.
Attempt to hack, interfere with, or disrupt the Service.
Use the Service in any unlawful or harmful way.

We may suspend or terminate your access at any time for violating these Terms.

3. Account Registration

Some features may require creating an account.

You must provide accurate information.
You are responsible for maintaining the confidentiality of your login.
You must notify us if you suspect unauthorized access to your account.

We may delete accounts inactive for extended periods.

4. Our Content

All articles, videos, designs, and other materials on the Service are owned by Koeul or licensed to us.

You may:

View and share content for personal, non-commercial use.

You may not:

Copy, republish, scrape, or mirror content without our permission.
Use our content for AI model training or datasets unless permitted in writing.

5. AI-Generated Content Disclaimer

Some or all content on the Service may be:

generated by AI,
summarized or rewritten by AI,
fact-checked or edited by humans and AI together.

We do not guarantee that any AI-generated or AI-assisted content is fully accurate, complete, unbiased, or up to date.
The content is provided “as is” and should not be considered professional or legal advice.

6. User-Generated Content (UGC)

If you submit comments, posts, messages, or uploads (“User Content”):

You retain ownership of your content.
You grant us a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and moderate it.
You are solely responsible for your content.

You may not post:

harassment, threats, hate speech, or illegal content
copyrighted material you don’t own
defamation or false allegations
spam or malicious links

We may remove or modify content at our discretion.

7. Third-Party Links

The Service may contain links to external websites.
We are not responsible for:

their content,
their privacy practices,
or any damages resulting from your use of them.

Use them at your own risk.

8. Advertising & Sponsored Content

We may display:

ads,
sponsored posts,
affiliate links,
native advertising.

Sponsored content will be labeled accordingly.
Affiliate links may provide us with commissions at no extra cost to you.

We do not guarantee the claims made by advertisers.

9. Subscriptions & Payments (if applicable)

If the Service offers paid plans:

Prices will be clearly displayed.
Subscriptions may automatically renew unless canceled.
Fees are non-refundable unless required by law.
Taxes may apply depending on your region.

Your payment information is processed by secure third-party providers.

10. Privacy & Data Collection

Your use of the Service is governed by our Privacy Policy.
We may use:

cookies,
analytics tools,
advertising pixels,
IP-based geolocation,
and other tracking technologies.

If you are in Canada, we comply with PIPEDA and CASL requirements.

11. Service Availability

We do not guarantee:

uninterrupted access,
error-free operation,
timely updates,
or permanent preservation of content.

We may modify, suspend, or discontinue parts of the Service at any time.

We are not liable for data loss or downtime.

12. Copyright Complaints / DMCA Policy

If you believe your copyrighted work is used on the Service without permission, you may request removal.

Send a notice to: info@koeul.com
Include:

your name,
proof of ownership,
description of the content,
URL where it appears,
a statement made under penalty of perjury.

We may remove content at our discretion while investigating.

13. Disclaimers

The Service is provided “as is” without warranties of any kind.
We do not guarantee:

accuracy,
timeliness,
completeness,
reliability,
uninterrupted access.

All content is for informational purposes only.

14. Limitation of Liability

To the fullest extent permitted by law, Koeul is not liable for:

indirect, incidental, special, or consequential damages,
loss of data, profits, or business,
errors, delays, or interruptions,
reliance on any content (including AI-generated content).

Your sole remedy for dissatisfaction with the Service is to stop using it.

15. Governing Law

These Terms are governed by the laws of: Ontario, Canada.

Any disputes will be resolved in the courts of that region.

16. Changes to These Terms

We may update these Terms at any time.
The updated version will always have a revised “Last Updated” date.

Continued use of the Service means you accept the updated Terms.

17. Contact Us

For questions about these Terms, contact us at:
info@koeul.com